{"id":543,"date":"2021-11-26T11:12:12","date_gmt":"2021-11-26T10:12:12","guid":{"rendered":"https:\/\/customer.in237.com\/gknco\/?p=543"},"modified":"2022-01-07T11:39:24","modified_gmt":"2022-01-07T10:39:24","slug":"la-banque-des-pme-va-lancer-un-guichet-agricole-pour-soutenir-les-pmes-camerounaises","status":"publish","type":"post","link":"https:\/\/customer.in237.com\/gknco\/?p=543&lang=en","title":{"rendered":"La Banque des PME va lancer un guichet agricole pour soutenir les PMEs Camerounaises"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"518\" height=\"280\" src=\"https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1.png\" alt=\"\" class=\"wp-image-519\" srcset=\"https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1.png 518w, https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1-300x162.png 300w, https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1-260x141.png 260w, https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1-50x27.png 50w, https:\/\/customer.in237.com\/gknco\/wp-content\/uploads\/2021\/12\/a05-1-139x75.png 139w\" sizes=\"(max-width: 518px) 100vw, 518px\" \/><\/figure><\/div>\n\n\n\n<p>La Banque camerounaise des PME (BC-PME), en collaboration avec l\u2019Agence de promotion des PME (APME), se pr\u00e9pare \u00e0 lancer un guichet agricole. Ce dispositif permettra de faciliter aux PME \u0153uvrant principalement dans la transformation des produits agricoles, l\u2019acc\u00e8s aux cr\u00e9dits bancaires.<\/p>\n\n\n\n<p>\u00ab <em>Nous avons engag\u00e9 un processus dans le cadre du programme de transformation des produits agro-alimentaires, pour la cr\u00e9ation d\u2019un guichet agricole au sein de la Banque camerounaise des PME (\u2026) Nous avons commenc\u00e9 ce processus par des \u00e9tudes, pour identifier un certain nombre de produits financiers<\/em> \u00bb, a r\u00e9v\u00e9l\u00e9 Jean Marie Louis Badga, le directeur g\u00e9n\u00e9ral de l\u2019APME, au cours d\u2019un r\u00e9cent atelier organis\u00e9 \u00e0 Douala, la capitale \u00e9conomique du pays.<\/p>\n\n\n\n<p>Parmi les produits financiers identifi\u00e9s par l\u2019APME pour booster le financement des PME par les banques, se trouve le \u00ab cautionnement mutuel \u00bb. \u00ab<em> Les soci\u00e9t\u00e9s de cautionnement mutuel (SCM) sont des associations \u00e0 but non lucratif cr\u00e9\u00e9es par de petits entrepreneurs (\u2026) et\/ou par divers organismes de production. La principale fonction des SCM consiste \u00e0 offrir aux banques une garantie, afin que les PME puissent obtenir un cr\u00e9dit \u00e0 des conditions favorables <\/em>\u00bb, explique l\u2019APME.<\/p>\n\n\n\n<p>\u00c0 en croire la m\u00eame source, \u00ab <em>la principale caract\u00e9ristique des SCM est la mutualit\u00e9, un principe de solidarit\u00e9 qui unit les petits entrepreneurs (\u2026) \u00e9conomiquement faibles, et leur permet de s\u2019apporter une aide r\u00e9ciproque gr\u00e2ce aux garanties constitu\u00e9es par les versements des diff\u00e9rents adh\u00e9rents <\/em>\u00bb. De l\u2019avis des experts de la finance, ce m\u00e9canisme pourrait r\u00e9volutionner l\u2019acc\u00e8s des PME camerounaises aux cr\u00e9dits bancaires, qui leur sont g\u00e9n\u00e9ralement refus\u00e9s non seulement du fait du peu de structuration qui les caract\u00e9rise, mais aussi est surtout \u00e0 cause du manque de garanties fiables pour couvrir le risque.<\/p>\n\n\n\n<p><br><strong>Source <\/strong>: Investir au Cameroun<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque camerounaise des PME (BC-PME), en collaboration avec l\u2019Agence de promotion des PME (APME), se pr\u00e9pare \u00e0 lancer un guichet agricole. Ce dispositif permettra de<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":1,"featured_media":371,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[123],"tags":[126,196],"_links":{"self":[{"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/posts\/543"}],"collection":[{"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=543"}],"version-history":[{"count":1,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/posts\/543\/revisions"}],"predecessor-version":[{"id":544,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/posts\/543\/revisions\/544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=\/wp\/v2\/media\/371"}],"wp:attachment":[{"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/customer.in237.com\/gknco\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}